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Q - Where is Town & Country Auto Credit?
A -
Town & Country Auto Credit is conveniently located on Route 11, one mile South of the Bloomsburg Fairgrounds, between Bloomsburg and Danville. Our business Hours are :
- Monday 9 am to 7 pm
- Tuesday 9 am to 7 pm
- Wednesday 9 am to 7 pm
- Thursday 9 am to 7 pm
- Friday 9 am to 6 pm
- Saturday 10 am to 3 pm
Q - How does Town & Country Auto Credit work?
A -
The answer is simple, really! Town & Country Auto Credit provides quality transportation to customers who typically find it difficult or impossible to obtain auto
financing through Banks or other conventional methods. "Big" dealerships say that they offer financing, but cant' produce. We can provide this service because we make
our own credit decisions. These decisions are based on our customer's ability to pay now ~ not in the past.
Q - What kinds of cars are available at Town & Country Auto Credit?
A -
This is the best part! Town & Country is not your typical "Buy Here-Pay Here" dealership, where what you see is what you get. Our Standards are much higher. In
fact, your friends, family and neighbors wont' raise an eye brow when they see you driving a 2000 Ford Taurus. The same 2000 Ford that yesterday and four or five dealerships ago was just wishful thinking. Value in our inventory is very important to us.
A customer who finds little value in the vehicle they drive is not a happy customer. Conversely, we value a happy customer who values the vehicle they purchased.
We carry some of the latest years and lowest mileage vehicles we can find and sell for
under $10,000.00. These include, but are not limited to, family sized 4 door sedans, 2 door sporty coupes, well-equipped late model mini-vans, SUV's and pickups.
Q - What would a customer need to buy a car from Town & Country Auto Credit?
A -
That's a great question! Here's the answer!
- Job/lncome Verification - Pay stub
- Home/Residence Verification - Copy of Utility Bill
- Full Coverage Auto Ins. - Policy or Binder
- Valid P A Drivers Lic. - Out of State for New Residences
- Low Down Payment - $500.00 to $1000.00 is the Average
And of course your no credit, bad credit, or reestablished credit situation.
Q - Do your take trade-ins?
A - Yes! We love trade-ins. In fact, your trade maybe more valuable than you realize.
For instance, your car is now running OK. Now is the time to upgrade, because your trade is applied to your cash down payment, sometimes doubling or tripling it.
For example:
However, if you wait until your trade-in is no longer running, then there goes that nice
big down payment you would've had to afford a more expensive car, van or SUV.
Q - Can Town & Country Auto Credit help rebuild my credit rating?
A
- That's a very serious question! It deserves a direct and honest answer. We can help but only help! You have to make payments on this loan and any future, or for that
matter, any past obligations. Town & Country Auto Credit provides the know how, tools, and most importantly, the opportunity for many people to rebuild their credit ratings for the better.
An Auto loan that is being reported current to the credit bureau carries lot of weight. In
most cases this positive effect will raise a persons' empirical credit score. This may
sound like a lot of technical mumbo-jumbo but the bottom line is your credit rating is
serious business and the main reason that Town & Country Auto Credit is here.
Q - Are there any warranties on the vehicles that Town & Country Auto Credit Sells?
A -
Yes! And we hope that it is the "Best in the Industry" of in-house financed vehicles. Most "Buy here-Pay here" companies have very limited and we mean limited "power
train" warranties. Or, they have no warranty at all. Our warranty (which is included on every vehicle under 125,000 miles) is for 3 Months or 4000 Miles. This warranty
covers the following components and services:
- Engine
- Transmission
- Drive Axle
- Seals & Gaskets
- Fluids
- Turbo/Superchargers
- Brakes
- Suspension
- Steering
- Cooling
- Air Conditioning
- Electrical
- Rental Reimbursement
- Towing
- Deductible
- Labor
A copy of the specifics and includes items on each of these covered areas is available at the Town & Country Auto Credit office.
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