Within the past decade or two, the automobile financing industry has been experimenting and implementing financing programs to fill a large gap in the market, "the credit challenged customer". This is the customer whose credit history is poor due to late payment, divorce, apathy, bankruptcy, overextended credit, etc.. This need exists and our company, Town & Country Auto Credit, has the expertise and management skill to fill this largely untapped market in a growing market area.

Our goal will be to approve the financing on basic transportation vehicles for customers who can not obtain financing through conventional avenues. Banks and finance companies will not approve credit applications with poor credit history. Most customers conversely do not have the cash on hand to buy a vehicle outright. TCAC will provide this service as long as the customer meets certain requirements.

1. Cash down payment starting at $500.00 and averaging up to $1000.00
2. Employment verified with pay stubs or other verifiable fixed Income.
3. Verifiable residence.
4. Valid Pennsylvania Drivers License
5. Full coverage auto insurance (Comp & Collision) with TCAC as
listed lien holder. (LPC)

These are the basic ingredients for the customer to meet their transportation needs.